Want to know the right way to buy a home? Does your credit need attention? Let us teach you the fundamentals of successful homeownership and credit! Click below to register for class!
Housing and Education Alliance (HEA) knows if we had done a better job as a country of educating the home buying public, the effects of the foreclosure crisis would have been lessened.
We believe comprehensive homebuyer education and housing counseling is essential for successful sustainable homeownership.
Learn How, We Can Help.
Step one: Homebuyer Class
*You must complete this class whether you are trying to purchase a home or building or repairing your credit.
Step two: Next Steps after Class
Once you have taken the HUD Certified homebuyer education course, please watch your email for “Next Steps”. Please make sure you also check your Spam folder. Once you receive your Certificate of Completion it will be accompanied by instructions to move through the program. If you are deemed Mortgage Ready your counselor will help you choose from our list of approved lenders who may even be able to give additional funds toward the purchase of your home.” Remember to check your Spam the first week after your class.
Step three: What are your options?
You must complete the “Next Steps” from the email you will receive after class. This will allow us to assess you for “Mortgage Readiness” and you will be given a list of options for lending that may even include additional assistance for down payment or closing costs. A certificate of completion is required to receive down payment and closing cost assistance. In some areas this could mean as much as $90,000. If you are not quite Mortgage Ready you will be offered the option of joining our Homeownership Advancement Program where a counselor will reach out and start working with you to get you on track to buy your home.” Please be patient as these are very busy times in the housing industry with so many trying to buy a home, so your wait time may be a little longer than we all would like. We look forward to helping you achieve your dream of homeownership!
HEA certifies Homebuyers’ attendance at an 8 hour instructor-led class. Participants will learn the fundamentals of the home buying process. HEA is a HUD approved Housing Counseling Agency, our curriculum is held to a higher standard and we take your education program very seriously.
Also, HEA is a signee to the National Industry Standards for Homeownership Education and Counseling which are national standards and guidelines for quality education and counseling services.
If you are considering purchasing a home (even if you are not a First Time Home Buyer) please attend the class as soon as possible AND prior to signing a contract to purchase or seeking a mortgage. We see far too many of our clients who wish they had attended class long before signing a contract or choosing a lender, so they could have been better prepared for the process.
Please Note: Classes are only offered via Zoom and delivered over three nights, Wednesday, Thursday and Friday nights from 6:30 pm EST to 9:00 pm EST. Attendance is required at all three classes in order to receive a certificate. Additional classes may be added from time to time. Please check the registration page for a listing of all classes and register there to reserve your seat. Seating is limited. The cost for the Zoom class is $50 per person unless you reside in the City of Tampa or Orange County as your municipality is paying your registration fee. Also Habitat for Humanity clients in Florida are free of charge.
Online Homebuyer Education Course: If you are not able to attend our Zoom class, please visit our Online Courses Tab and chose HomeTRACK Online to receive the same quality education as our Zoom classes, but in the comfort of your own home and at your own time. The cost is $100 per household.
There is a $50.00 per person tuition – NON Refundable unless you live in City of Tampa, as shown in official map at https://apps.tampagov.net/mygovtsvcs_webapp/ , Orange County, Habitat for Humanity, or paid by your municipality or 3rdparty. Payments are accepted online through our Donate Button. Class registration fee must be paid before we can release the Certificate. If you would like to reserve your seat. You will receive instructions within 72 hours as well as a link to the Zoom class. Please click here to register.
